Home Inspection FAQ

TCPalm Home Inspection FAQ:

1. Why do I need a home inspection?

Buying a home is one of the largest investments you will ever make. To minimize surprises or future problems, you will want to learn as much as you can about the home before you buy it. A home inspection may identify the need for major or minor repairs or builder oversights, as well as the need for maintenance to keep the home in good shape. Having a home inspection will let you know more about the house and allow you to make decisions with confidence.

If you are selling a home, a home inspection can give you the opportunity to make repairs which could put your home in better selling conditions.

2. What is included in a home inspection?

A standard home inspection covers over 400 components of the home, which include: the condition of the home’s heating system, central air conditioning system, interior plumbing and electrical systems, all appliances, roof , attic, visible insulation, walls, ceilings, floors, windows & doors, basements/crawl spaces, foundation, and structural components.

3. What does a home inspection cost?

The home inspection cost depends on the size of the home. TCPalm Home Inspections prices on houses/mobile homes start at $249 & Condo/Townhouses start at $185. Wind Mitigations, 4Point, Roof Certifications, Termite, septic & mold inspections are a separate charge. When buying a home you shouldn’t let the cost of the home inspection determine if you should get one or not. The sense of security and knowledge you get from the inspection is well worth the cost, and could potentially protect you from unwanted surprises in the future.

4. Can a house “fail” a home inspection?

No, a professional home inspection is an examination of the homes current condition. This is to make the buyer aware of any major or minor issues with any of the house components which may need repair. A home inspector will not pass or fail a home, but rather describe its physical condition and indicate what components and systems may need repair or replacement.

5. What if the home inspection report reveals problems?

No house is perfect. All homes, old or new will have some kind of issues. If the home inspector finds any problems, this doesn’t mean you should or shouldn’t buy the home, only that you will know in advance what to expect. It all depends on your budget and if you do or don’t want to become involved in future repair work. Also, there are times when the seller may agree to fix some of the problems.

6. Do I have to be present for a home inspection?

You do not have to be present for a home inspection but you are highly recommended to be. By being there, you will be able to observe the home inspector and ask any questions as you learn about the homes current conditions first hand and know how to maintain it. If you are not able to be present during the home inspection, TCPalm Home Inspections not only guarantees to have your report to you within 24 hours, but will call you after the home inspection and go over any findings and answer any questions you may have.

7. If the house proves to be in good condition, did I really need a home inspection?

Yes, because now you can complete your home purchase with confidence and knowledge. You will have learned about the home’s condition from the home inspector, have the written report, and will always have the home inspection report for future references.

8. What’s a Wind Mitigation?

A Wind Mitigation Inspection is an inspection that is usually required by your homeowners insurance. It may qualify a property for discounts on windstorm or hurricane insurance. These discounts reward those who have wind resistant features on the property that decrease the amount of damage that may occur during a windstorm or hurricane. These features consist of, concrete block construction, gable and bracing, a hip roof, the presence of a single or double roof straps, the type of roof covering, impact resistant glass, reinforced garage doors, window shutters, the presence of a secondary water resistance barrier, property opening protection and property topography. The home inspector will inspect these items and give you and your insurance company a copy of the report with colored pictures.

9. What is a 4 Point Inspection?

A 4 Point Inspection is usually required by insurance companies on homes older than 25 years old. The inspection focuses on four main areas of the home, which include:

a. HVAC (heating, ventilation and air conditioning)

b. Electrical wiring and panels

c. Plumbing connections and fixtures

d. Roof

10. How long does a home inspection take?

The on-site inspection usually takes about 2-3 hour depending on the size of the house. TCPalm Home Inspections will have your home inspection report to you that day.

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